Insurance

Cameron Stewart, D.C., LLC is out-of-network with all insurance carriers.

We accept cash, local checks, and major credit cards. If you have insurance that accepts out-of-network chiropractors, we will provide you with a detailed receipt (that has all the elements that are required by most insurance companies in order to reimburse the insured) or "superbill," so that you may get reimbursed by your insurance company.

What is a superbill?

A superbill is a form completed by medical practitioners that allow patients to be reimbursed directly from their health insurance companies.

A superbill does not guarantee that an insurance provider will pay for the services provided. Each insurance plan is different, and it is your responsibility to contact your insurance provider and find out exactly what will be covered. 

Sending in your superbill for reimbursement 

To ask your insurance company to reimburse you for services you received from your doctor, mail (or submit online, depending on the company) your insurance company the following:

• The superbill you received from your doctor, AND:

• A photocopy of your insurance ID card, front and back.

• Keep a copy of all the documents you send in for your records.

Why does my doctor not bill my insurance company for me?

Many insurance companies are not required to contract with doctors and some of them choose not to. As a result, those doctors are considered out-of-network providers, meaning they do not work directly with insurance companies. Patients of chiropractors can pay out-of-pocket for services and submit a superbill to attempt to get reimbursed by their insurance plan.

Choosing instead to work as an out-of-network provider ensures that your doctor makes medical decisions that are purely based on professional expertise and not on health insurance policies.

How do I find out what my insurance company will reimburse for an out-of-network provider?

Call the customer service phone number listed on your insurance card.

Ask, "I want to work with an out-of-network chiropractor. I would like to know how much will you reimburse me and what is the best way to submit my claim for reimbursement with a superbill?"

Be sure that your insurance plan benefits are clear to you such as: what should your health plan cover and what health services count toward your deductible.

Release Authorization

Be aware that should you choose to submit a superbill; you are releasing medical information that is protected by law. This means you are waiving some of your rights to privacy and confidentiality. It is standard for your insurance company to keep a record of your diagnoses stated on the superbill as part of your permanent medical file.

Visit Fees

Our price is a time-of-service discount. Payments must be made on the day of service to qualify.

Cancellation/No-Show Policy 

If you need to cancel your appointment, please contact us 24 hours prior to the scheduled appointment. This will allow other patients to be seen.

For all short-notice cancellations (within 24 hours), a $25 Cancellation fee will be charged to your account.

If you neglect to appear for your appointment without notifying the office, a 100% No Show Fee will be charged to your account.

For all New Patients scheduling on our online scheduler, a $50 no-show fee will be billed to your address. We allow extra time for new patients and not showing up could affect other patient care. Please call, text, or email when needing to reschedule or cancel this special appointment.

*Exceptions are up to the provider's discretion.

*Fees must be paid before the next appointment can be scheduled.